Marken Law Group,PS,not only represents Social Security Disability Claimants,but also Personal Injury claims involving motor vehicle accidents. We have guided injured persons through the process of a motor vehicle claim with one-on-one focused representation. Here are tips if you are in a motor vehicle accident.
Be sure to pull over,and ensure immediate safety. If drastically injured,call an ambulance once the car is stopped. When pulled over,or unable to pull over but your vehicle is stopped,call the police.
Exchange information,if able physically,with the other driver,including taking pictures of their driver’s license,license plate,car insurance identification,and BOTH vehicles damage.
If police arrive,be sure to keep a copy of the report. If other vehicles stop to assist be sure to get their information including phone numbers,and pictures of their license plates to be third-party witnesses should the need arise.
If your vehicle has been towed,go to the hospital immediately whether or not you have insurance. If you have to have an outstanding bill they will not send it to collections if you were not at fault in the motor vehicle accident.
If your vehicle has not been towed,drive it immediately to a safe place and do not drive it until the at-fault party’s insurance company has gone to review the damage.
Call an attorney. Whether they help you immediately or in two years after treatment,personal injury attorneys will obtain the same contingent fee. An attorney can help you deal with the insurance companies immediately and get your property damage paid for as soon as possible.
Get treatment,and follow doctor’s advice. Ideally,get imaging to ensure nothing is torn or broken. Get referrals for chiropractic,massage or physical therapy depending on your physical issues.
Do not give ANY statement to the third-party insurance company. If you have an attorney this could be easy as your attorney can navigate the property damage settlement without giving them any additional information. Why no statement? Their insurance company will try to get you on record stating the accident was not serious,you were not injured and possibly you were at fault for the accident,all very serious issues which could eventually destroy your possibilities for settlement.
Keep pain journals and at least weekly journals regarding significant pain and other issues you experienced. Keep track of all spending receipts for items related to your care,hospital visits,gas to visits,pay-stubs if time off work was required,and place them all in a specific folder for your claim.
Get back medically as much as possible to where you were before the accident.
Marken Law Group,PS,offers free consultations for personal injury matters and would love to schedule an appointment today. We offer reduced fees for military veterans and active military and senior citizens. Click the link below for more details.
Many small businesses may skip having a phone system due to cost concerns and size limitations,but this overlooks the transformative impact of technology on communication in the business world. With the internet changing business dynamics,business owners now have various communication technology options,such as business phone systems. Below,we’ll compare the two primary options to help you choose the best fit for your company.
What is a VoIP?
A VoIP phone is short for Voice over Internet Protocol phone,which is a type of communication technology using both hardware and software that enables the user to make phone calls via an internet connection instead of a landline. A good example of this kind of technology is a smartphone app or programs like Skype,though a VoIP phone can also be used in traditional phones too.
There are several popular features that a VoIP phone typically has,including:
Automatic Call Forwarding: a service feature that automatically takes calls to the VoIP phone line and redirects them to another line you’ve chosen. For example,rerouting a call to your cell phone when they’ve dialed your office.
Virtual Receptionist: This feature is also known as a virtual assistant and provides the same traditional service a receptionist would. It can deliver recorded messages,direct calls,and answer the phone. You’ve likely interacted with this technology when calling a customer support line.
Voicemail to Email: This is a VoIP service that transcribes voicemails and delivers them to you as an email. Please note that this technology isn’t a voice-to-text feature,but delivers an audio file to your email box rather than text.
How Does a VoIP Phone Work?
VoIP phones don’t use the traditional cables and wires as a traditional phone system does. Instead,they are connected using a broadband internet connection,the same as your computer. The VoIP phone converts calls into digital signals within the phone instead of relying on physical signal exchanges,like a traditional phone.
There are numerous methods a VoIP phone uses to work:
Via a computer,such as Google Voice or FaceTime. Also known as a “softphone”
An adapter with a traditional phone,plugging an adapter into a phone outlet,or your router converts a traditional phone into a VoIP.
A dedicated VoIP phone,this looks like a traditional phone but it can directly connect to a computer network instead of a phone line.
To use a VoIP system you’ll need a reliable internet connection,as the quality of the call depends on your internet connection. This makes security all the more important as your calls can be hacked without having a secure connection.
VoIP vs. Landline
To choose the best phone system for your business,it’s important to compare and contrast the available technology.
VoIP Pros
Lower cost: due to calls taking place over the internet,you cut out additional costs related to traditional phone lines. Instead,you’re only charged for the internet access and you avoid multiple phone line costs.
Sound quality: A VoIP phone system has a clearer sound than a traditional phone,though it depends on your internet connection.
Functionality: Due to a VoIP system having additional features outside of just calls,there is enhanced functionality for the user,such as video calls,analytics,and voicemail-to-text transcription.
Location: A VoIP phone system can be used anywhere there is sufficient internet connection while an analog phone requires a direct hardwire connection.
VoIP Cons
Emergencies: Due to voice-over IP being reliant on an internet connection,it may be difficult to contact an emergency call or be tracked to an accurate location since the call can be made anywhere. Some VoIP service companies have begun offering a 911 emergency auto-service that can detect your location or set by the user,which can be shared,but this depends on the system you’re using.
Internet dependence: A VoIP phone is completely dependent on the internet,which can make calls unreliable when away from a strong connection and drop calls more likely.
Landline Phone Pros
Consistency and Reliability: Due to a landline phone being hardwire connected,the sound quality and call status are far more consistent. This means you don’t have to worry about dropped calls or the sound quality bouncing between poor and excellent.
Static Infrastructure: The landline phone systems aren’t in danger of transforming or falling by the waist side. While digital communication is becoming the new standard,it’s subject to further transformation and adaptation,which means a business phone system may need to be replaced in the future.
Landline Phone Cons
Cost: Landline phones are more expensive than a VoIP system as landlines are subject to taxes and additional fees from features added on.
Spam: A VoIP phone system usually has a feature that can detect spam phone calls while an analog landline does not. You’re far more susceptible to telemarketers with a landline phone,even if it’s a business phone.
Scaling: A landline phone system has many odds and ends to it,from wires to hardware. This makes it difficult to scale a small business phone system in any meaningful way without costing a lot. VoIP systems are much easier to upgrade and maintain when growing a business.
What’s Best for a Business Phone System?
This question greatly depends on the goals and function of your business. Knowing the key points discussing VoIP vs Landline phones can help you come to a greater understanding of what your business needs from a phone system and help avoid expensive experimentation.
We at F2F Telecommunications understand the needs of a small business phone system and can consult on what makes sense for your company. We encourage you to reach out to us and explore a business phone system that makes sense in today’s business world.
You can contact us by phone or send us a message using the link below:
