Jalynn West computer,outdoors,shopping Okemos MI Real Estate – Restaurants in Okemos, MI

Okemos MI Real Estate – Restaurants in Okemos, MI



In Okemos MI, most homeowners live in their own homes. This graph shows the percentages of housing units that are owned by residents in Okemos, MI compared to the surrounding and parent cities.

Congresswoman Elissa Slotkin is applauding the response from local law enforcement following the false alarm at Okemos High School. The Michigan Democrat said it was a “all hands on deck” situation, and she is glad that no one was injured.

Dusty’s Cellar

Dusty’s Cellar is a small modern tall-chair bistro bar that caters to the upscale brew-pub crowd, but welcomes sport-bar enthusiasts as well (although most hang out across the street at Buddy’s). The beer selection is good (60+ taps) and nicely thought out. They also have a nice selection of wines and food in a relaxed Wine Bar-Bistro atmosphere.

They usually have a tap or two of lower-tier Michigan breweries, and they don’t tend to overplay Bell’s like many other places do – they give Short’s, Dark Horse, and Dragonmead a good run for their money. The bar also offers seasonal beers as well as some out-of-state options. They offer wine by the glass as well. This is a nice complement to the Tap Room next door, which serves traditional pub fare and has a more casual feel.

Dusty’s Wine Bar

Dusty’s Cellar offers a wide selection of wine in a restaurant, retail store and wine bar. The restaurant features an upscale menu and was awarded a Wine Spectator award in 2007. Next door, the Tap Room offers pub food and draft beer. The shop also sells a wide variety of gifts and specialty Michigan foods.

Dusty’s is highly rated by customers who praise the service and food. This restaurant is perfect for a romantic evening out or special celebration. The restaurant offers a variety of wines from around the world and hosts wine tastings throughout the year.

The restaurant has an extensive selection of beer, including local Michigan breweries and some hard-to-find out-of-state brands. The restaurant also serves a wide variety of desserts, as well as coffee. Menu is classic, but has a modern twist. Diners can choose from dishes such as Telicherry Pepper and Sea Salt Dusted Filet Mignon or African “Berbere” Spiced Rack of Lamb.

Dusty’s Tap Room

The Dusty’s Tap Room is the bar component of the Dusty’s Cellar wine shop, offering traditional pub fare and draft beer. This family-owned restaurant is a sophisticated casual atmosphere where you can enjoy fine wines and beer while eating delicious food. The bar is decorated in a high-end style, and staff are knowledgeable about food and drinks. The menu features burgers, fish and chips, pot pies, and pizza. The bar also offers an extensive selection of wines by the glass.

The beer selection is very good and diverse, with a nice mix of Michigan locals, plus some harder-to-find out-of-state beers. The beer selection is much better than what you would expect for a bar that only has 1/3 of Bell’s taps. They also tend to have some beers on hand longer than other bars (for instance, they stock a variety of Short’s season ales). Service is excellent. This is a must-stop for beer lovers.

Premier Martial Arts

Premier Martial Arts, a leading martial arts franchise in the United States. Its vision to inspire and transform lives through martial arts instruction. The Sales & Market Director of PMA oversees all aspects related to brand marketing using tested and mature systems created by the best franchise sales & market experts in the industry.

Damon Stirling will visit Red Cedar Elementary School in Okemos MI for three days to share his knowledge of martial arts with children from kindergarten through the fifth grade. He will teach them basic self-defense techniques, while also promoting fitness and positive thinking.

Listen to the podcast that Guro Kent Nelson did with the school recently.

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Microsoft Advertising And Marketing Currently Serving 29 CountriesMicrosoft Advertising And Marketing Currently Serving 29 Countries

Microsoft Advertising and marketing is on a roll with their expansion andand SEO Training that has actually introduced that they have currently launched in an added 29 nations throughout Europe as well as Africa, bringing marketers access to brand-new audiences as well as reaching consumers in 19 brand-new languages. Lean more at SEOIntel from SEO Testing.

The 29 countries consist of Albania, Andorra, Bosnia, Bulgaria, Croatia, Cyprus, the Czech Republic, Estonia, Greece, Hungary, Iceland, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, North Macedonia, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, South Africa, Turkey, as well as the Vatican City.

These languages are currently likewise sustained: Albanian, Bosnian, Bulgarian, Croatian, Czech, Estonian, Greek, Hungarian, Icelandic, Latvian, Lithuanian, Macedonian, Maltese, Polish, Romanian, Serbian, Slovak, Slovenian, and Turkish. And they support SEOIntel.

The complying with ad layouts as well as products are sustained in each brand-new market:

Text ads Responsive Look Ads Dynamic Search Advertisements Purchasing Campaigns Audience Targeting (age, demographic, area, gadget). Remarketing. Dynamic Remarketing. Automated bidding process (maximum clicks, optimum conversions, target expense per acquisition ( CERTIFIED Public ACCOUNTANT). Target return on advertisement invest (ROAS)). Universal Event Monitoring (UET). Conversion Tracking.

More about SEONitro here.

With this expansion, they have almost doubled the number of available markets in which you can promote. They are also set to release in Latin America, the Center East, Africa, and Asia this year.

To mark their turning point, they have broadened their Companion Program to consist of the Czech Republic, Poland, Portugal, and also South Africa.

If you aren’t in Microsoft Advertising and marketing yet and also have an interest in joining and also getting started, join below.

Unraveling the Mystery: What Is Commercial Property Insurance?Unraveling the Mystery: What Is Commercial Property Insurance?

Defining Commercial Property Insurance

Commercial or business property insurance is a vital insurance policy for businesses, safeguarding a company’s real estate and onsite physical assets. This coverage protects against unforeseen incidents, including fire, theft, and natural disasters. It’s similar to property insurance, but business owners can deduct their premiums as expenses.

What Does Commercial Property Insurance Cover? 

 

Types of Commercial Property Insurance by Policy

The policy type plays a significant role in determining the scope of coverage for your commercial space and equipment:

  1. Named Perils Policy: This policy explicitly covers incidents listed in the policy, such as theft and fire. Business owners can tailor coverage based on their unique risk profile.
  2. Open Perils Policy: Offering broader coverage, an Open Perils Policy protects against a wide range of incidents but comes with a list of exclusions, such as flood damage. While providing more extensive protection, this policy generally costs more.

What Does Commercial Property Insurance NOT Cover?

While commercial property insurance provides robust coverage for various incidents, it’s crucial to note the scenarios that fall outside its scope. This type of insurance does not cover incidents related to tenants using their commercial space and equipment. Expressly, it excludes:

  • Company cars getting into an Accident during work hours, which your commercial auto insurance covers,
  • Flood damages, which require separate insurance coverage,
  • Damages to your client or customer’s property within your commercial space and
  • Incidents where you or your employees accidentally or intentionally damage the commercial space and physical assets at work.

Do I Need Commercial Property Insurance?

For business owners with commercial spaces, having an official agreement with the building’s owner is common. This outlines damages for which the business owner is responsible. Commercial property insurance serves as a financial safety net, covering costs instead of requiring out-of-pocket payments for repairs. It becomes crucial during severe cases like natural disasters or significant fires, preventing business closure and mitigating financial burdens. Home business owners should opt for home business insurance instead.

How Much Does Commercial Property Insurance Cost?

The cost of commercial property insurance varies for small businesses, with an average monthly premium of $67, according to Insureon. Notably, 62% of small businesses spend $100 or less for coverage.

Several factors contribute to the cost of commercial property insurance, including:

  • Value of Business Assets: The higher the value of physical assets within the commercial property, the higher the replacement value and coverage level, influencing the insurance cost.
  • Weather Conditions of the Location: Buildings in areas with a higher risk of weather-related catastrophes may incur higher coverage costs due to increased risk.
  • Access to Fire Protection: The presence or absence of fire department services in the vicinity can impact insurance quotes, with higher costs for properties outside city fire protection zones.
  • Building Safety Measures: Investing in safety measures like fire alarms and Security systems can lower insurance costs.
  • Material of the Building: Buildings constructed with fire-proof materials may qualify for lower rates, but additional combustible structures could negate the reduction of rates.
  • Occupancy: The nature of the business in the commercial space also influences premiums. Businesses with a higher risk of incidents, such as restaurants or welding shops, may experience higher premiums.
  • Other factors: Payroll size, number of employees, and claims history. 

What Coverage Limit Should I Choose per Occurrence?

Choosing the right coverage limit per occurrence is crucial for your specific business needs. Discussing with your insurance agent helps make an informed decision on the necessary coverage amount.

For example, if your business suffers $500, 000 in wind damages but your maximum coverage is $400, 000 per incident, you’ll face a $100, 000 shortfall. Aligning coverage limits with potential risks is key to avoiding unexpected out-of-pocket expenses.

Collaborating with your insurance agent ensures you determine the most suitable coverage limits for financial security in unforeseen incidents.

What is the Commercial Property Insurance’s Standard Deductible?

The standard deductible for a commercial property insurance policy can vary, typically ranging from hundreds to more than a thousand dollars. According to Insureon, the average deductible chosen by their customers is $1, 000.

understanding the standard deductible is crucial as it represents the amount a business owner needs to contribute out of pocket before the insurance coverage takes effect. The higher the deductible you pay, the lower your insurance cost will be.

Types of Commercial Property Insurance

Commercial property insurance comes in different forms, offering varying coverage approaches to meet the diverse needs of businesses. Two primary types include:

  • Replacement Cost Coverage: With this type of coverage, the insurance company commits to replacing your commercial property with similar, new items. These items are typically non-tax-deductible.
  • Actual Cash Value Coverage: Under this coverage, damaged property is reimbursed based on its fair market value, considering depreciation. While providing coverage for the current property value, it factors in depreciation, influencing the reimbursement amount.

Business Owner’s Policy (BOP)

For small businesses, a Business Owner’s Policy (BOP) is a practical and cost-effective choice. It bundles essential insurance policies, including Commercial Property Insurance, General Liability Insurance, and Business Interruption Insurance, offering comprehensive coverage at an affordable rate. This streamlined approach helps optimize risk management strategies for small businesses.

Commercial Property Insurance for Your Business

Commercial property insurance serves as a crucial safety net for businesses, offering protection in times of emergency, including natural disasters, fire, or theft. This insurance ensures business continuity by covering damages to your commercial space and physical assets, allowing you to Focus on your operations without the financial burden of repairs or replacements.

The costs of commercial property insurance are influenced by various factors, including the value of your business location, the building structure, and the type of business you operate. Click below to learn more. 

Goodale & Barbieri | Unraveling the Mystery