Jalynn West government Exploring the Top 10 Flags Flown Across America

Exploring the Top 10 Flags Flown Across America

May 8, 2024May 8, 2024| Lucille WebbLucille Webb| 0 Comments| 12:00 am
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Checking out the Top 10 Flags Flown Throughout America Flags are effective signs that stand for a wide range of definitions, from nationwide pride to individuality and ideas. In the United States, flying flags is an usual technique, with each flag bring its own relevance and factor for being shown. Allow’s delve into the top 10 flags Americans fly across the country and why they pick to do so.

1. The American Flag

Certainly, one of the most extensively flown flag throughout America is the Stars and Stripes, the icon of the United States. Americans happily present their national flag to show patriotism, unity, and love for their nation. Whether it’s on Freedom Day, Memorial Day, or everyday, the American flag represents the ideals of freedom, democracy, and opportunity. Get an awesome American flag from this Flag Shop american flags made in usa by veterans

2. State Flags

In addition to the nationwide flag, state flags are frequently flown in areas throughout the country. Each state has its own one-of-a-kind flag, including signs, colors, and designs that mirror its background, culture, and values. Americans fly their state flags to show satisfaction in their home state and commemorate its heritage.

3. Armed forces Flags

Flags standing for the numerous branches of the united state military are frequently zipped existing and previous service members, along with their households. These flags, including those for the Military, Navy, Flying Force, Militaries, and Coast Guard, act as symbols of honor, sacrifice, and patriotism. They pay tribute to the endure males and females that offer and protect the nation.

4. Sports Group Flags

Sports are a substantial component of American culture, and fans usually display flags including the logos or shades of their preferred teams. Whether it’s football, basketball, baseball, or soccer, flying a group flag is a method for fans to reveal support and excitement for their precious sports groups.

5. Seasonal and Decorative Flags

Throughout the year, Americans alter their flags to reflect the periods and holidays. From patriotic themes for Independence Day to joyful styles for Xmas or Halloween, seasonal and attractive flags include a touch of shade and celebration to homes and neighborhoods.

6. Historic Flags

Flags with historic value, such as the Betsy Ross flag or the flag of the 13 Nests, are sometimes flown to commemorate important minutes in American history. These flags work as reminders of the sacrifices made by previous generations and the long-lasting values that form the country.

7. LGBTQ+ Pride Flag/Flags

The rainbow-colored Satisfaction flag is zipped individuals and areas to reveal assistance for LGBTQ+ legal rights and equal rights. It represents variety, acceptance, and inclusivity, and flying the Pride flag is a means for Americans to stand in solidarity with the LGBTQ+ community and advocate for their civil liberties.

8. Spiritual Flags

Flags standing for different faiths and religions are flown to express freedom of religion– a fundamental facet of American freedom. Whether it’s the Christian cross, the Celebrity of David, or icons of other religions, these flags represent the abundant diversity of spiritual expression in the USA.

9. Political Flags

During election periods or to share political views, Americans may fly flags standing for political events or ideological backgrounds. These flags act as statements of support for particular prospects, causes, or motions, and they contribute to the vivid political discourse in the nation. Get yours here: best american flags made in the usa

10. International Flags

Lastly, Americans in some cases fly flags of other countries to celebrate their heritage, origins, or connections to other components of the globe. Immigrant communities might happily display the flags of their native countries, while others might fly flags of nations they have actually gone to or have cultural connections to. To conclude, the flags Americans pick to fly throughout the country mirror a wide variety of identifications, beliefs, and values. From the American flag to state flags, army flags, and beyond, each flag carries its very own value and works as a powerful symbol of satisfaction, unity, and expression. Whether commemorating national holidays, supporting sporting activities groups, or promoting for social causes, flying flags is a cherished custom that brings areas with each other and reinforces the material of American society.

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Navigating the OASDI Limit 2023: What You NeedNavigating the OASDI Limit 2023: What You Need

May 30, 2024May 30, 2024| Sarah MolinaSarah Molina| 0 Comment| 12:00 am

Ever wondered why some numbers in finance seem to shift every year? The OASDI limit for 2023 is one such figure that’s crucial yet often misunderstood. For those scratching their heads, OASDI stands for Old-Age, Survivors, and Disability insurance – essentially Social Security. This year brings a fresh twist you’ll definitely want to get cozy with.

The OASDI limit marks the ceiling of your earnings taxed for Social Security purposes. Understanding this number is more than just ticking a box for the sake of it; it’s about smartly mapping out your financial journey ahead. In the same way you manage your credit cards to optimize credit health, understanding the OASDI limit helps optimize your financial health.

Understanding the Social Security Tax Limit 2023

The limit on Social Security tax isn’t something to shrug off. It’s the maximum amount of your earnings that are subject to the Social Security tax each year.

That limit is $160,200. A nice chunk of change, right?

What Is the Social Security Tax Limit?

Let’s break it down. If your earnings hit that $160,200 cap, you’ll pay a maximum of $9,932.40 in Social Security taxes for the year. Your employer will kick in the same amount, for a total of $19,864.80 paid into the system on your behalf.

But if you’re self-employed, you’re on the hook for the whole enchilada – 12.4% of your earnings up to that $160,200 limit. The silver lining? You get to deduct half of that amount on your tax return. Every cloud, my friend. This is akin to how wisely managing your credit can lead to significant savings over time.

Now, let’s say you’re an overachiever and earn more than $160,200. Congrats. But here’s the thing: you don’t pay Social Security taxes on anything over that amount. It’s like hitting the jackpot, tax-wise.

How the Increase Affects Payroll Taxes

So, how does this compare to last year? In 2022, the Social Security tax limit was $147,000. That means the limit jumped by $13,200 for 2023. Not too shabby.

But wait, there’s more. If you’re a high earner, you could pay up to $818 more in Social Security taxes this year compared to 2022. It’s all thanks to that increase in the wage base limit.

So, what does this mean for your paycheck? If you earn $160,200 or more, you’ll see 6.2% taken out for Social Security taxes until you hit that magic number. Then, poof. No more Social Security tax withholdings for the rest of the year. It’s like a little bonus, right? Much like how responsibly using credit cards for monthly expenses can help manage cash flow effectively.

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Proposed Cuts to SocialProposed Cuts to Social

June 25, 2024June 25, 2024| Linda SmithLinda Smith| 0 Comment| 12:00 am

You may have heard by now that there are proposed cuts to Social Security and are not sure if this true or not, well, unfortunately, it is actually true.

Social Security is in trouble.

Before diving into the who’s and what’s of these proposed cuts to Social Security it must be stated that something Needs to be done really soon as the program is in big trouble on paper.

Since 2018 the part of the Social Security program that provides retirement benefits (OASI) is and will be running at a loss each and every year.

This means that the amount of benefits that the OASI is providing to retirees is greater than the amount of money that the program brings in.

To provide some clarity on this huuuuge problem:

In 2018, according to the Trustees of Social Security:

  • The total cost to provide benefits within the OASI program = $853.4 million.
  • Total revenue for that year = $831.0 million.

There is an obvious shortfall of $22 million and the problem is not getting better, in fact the gap between benefits verse revenue is widening.

By 2022, according to the Trustees, the problem became:

  • The total cost to provide benefits within the OASI program =. $1,097.5 billion
  • Total revenue for the year = $1,056.7 billion.

The shortfall grew to $40.8 million in just 4 years and, again, the problem is growing larger annually.

The Trustees of Social Security, in its 2023 Annual Report, is reporting that:

  1. The costs to run the program are going to inflate by over 6.40%
  2. The revenue to provide benefits is only going to grow by 4.90%.

At these rates by 2032 the shortfall for the OASI part of Social Security will be $428.3 billion!

This is why the media is reporting that by 2032 the Social Security program may become insolvent.

Is Social Security really going broke?

What are the current proposed cuts to Social Security?

The Social Security Administration has 9 proposals for cuts to the program which all begin by the end of 2024 and they are:

1st Proposal: Reduce the annual COLA by 1 percentage point.

  • This option will decrease Social Security benefits for retirees.

2nd Proposal: Reduce the annual COLA by 0.5 percentage point.

  • Like option #1, this proposal will decrease Social Security benefits for retirees. The only difference is the decrease will be half of Option #1.

3rd Proposal: Compute the COLA using a chained version of the consumer price index for wage and salary workers (CPI-W).

  • The Social Security cost of living adjustment (COLA) uses the 3rd Quarter monthly averages of the Consumer Price Index for Workers (CPI-W).
  • Social Security takes the averages of these 3 months in the 3rd Quarter and compares them to the previous year’s 3rd Quarter.
  • If the average is greater than the previous year, then there will be a COLA for those receiving benefits.
  • Chained Weighted CPI-W is a more accurate average where certain averages are disregarded if they are not in the norm.
  • This proposal will decrease benefits going forward.

4th Proposal: Compute the COLA using a chained version of the consumer price index for wage and salary workers (CPI-W) but start it in 2026 instead of 2024.

  • This proposal will decrease Social Security benefits for retirees, but will start 2 years later.

5th Proposal: Add 1 percentage point to the annual COLA for beneficiaries who have lived past a “specified age”.

  • It appears that only certain retirees who are a certain age and older will receive a COLA going forward.
  • This proposal may lower benefits across the board for retirees, but the good news, those retirees who reach the specific age may receive a COLA that would be higher than before.

6th Proposal: Compute the COLA using the Consumer Price Index for the Elderly (CPI-E).

  • The CPI-E tracks the expenses specifically for Americans who are 62 years of age or older.
  • Historically this Index is much lower than what the Social Security Administration uses and may lead to lower Social Security benefits for retirees.
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